FEDERAL BANKRUPTCY EXEMPTIONS ARE NOT AVAILABLE.
All law references are to Alabama Code.

ASSET

EXEMPTION

LAW PROVISION

HOMESTEAD

Real property or mobile home to $5,000; property cannot exceed 160 acres (husband and wife may double)

6-10-2

Must record homestead declaration before attempted sale of home

6-10-20

INSURANCE

Annuity proceeds or avails to $250 per month

27-14-32

Disability proceeds or avails to an average of $250 per month

27-14-31

Fraternal benefit society benefits

27-34-27

Life insurance proceeds or avails if beneficiary is insured’s spouse or child

6-10-8

Life insurance proceeds or avails if beneficiary is wife of insured

27-14-29

Life insurance proceeds or avails is clause prohibits proceeds from being used to pay beneficiary’s creditors

27-15-26

Mutual aid association benefits

27-30-25

MISCELLANEOUS

Property of business partnership

10-8-72 (b)(3)

PENSIONS

Judges (only payments being received)

12-18-10 (a), (b)

Law enforcement officers

36-21-77

State employees

36-27-28

Teachers

16-25-33

PERSONAL PROPERTY

Books

6-10-6

Burial Plots

6-10-5

Church pew

6-10-5

Clothing needed

6-10-6

Family portraits or pictures

6-10-6

PUBLIC BENEFITS

Aid to blind, aged, disabled, AFDC

38-4-8

Coal miner’s pneumoconiosis benefits

25-5-179

Crime victim’s compensation

15-23-15(e)

Southeast Asian War POW’s benefits

31-7-2

Unemployment compensation

24-4-140

Workers’ compensation

25-5-86(b)

TOOLS OF TRADE

Arms, uniforms, equipment that state military personnel are required to keep

31-2-78

WAGES

75% of earned but unpaid wages; bankruptcy judge may authorize more for low-income debtors

6-10-7

WILD CARD

$3,000 of any personal property, except life insurance (In re Morris, 30 B.R. 392 (N.D. Ala. 1983)

6-10-6