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District of Columbia State Bankruptcy Exemptions |
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District Of Columbia State Bankruptcy Exemptions |
| ASSET | EXEMPTION | LAW PROVISION |
| HOMESTEAD | NONE, however, property held as tenancy by the entirety may be exempt against debts owed by only one spouse |
Estate of Wall,440
F.2d 215 (D.C. Cir. 1971) |
| INSURANCE | Disability benefits | 35-522 |
| Fraternal benefit society benefits | 35-1211 | |
| Group life insurance policy or proceeds | 35-523 | |
| Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors | 35-525 | |
| Life insurance proceeds or avails | 35-521 | |
| Other insurance proceeds to $200 per month, maximum 2 months, for head of family; else $60 per month | 15-503 | |
| MISCELLANEOUS | Property of business partnership | 41-124 |
| PENSIONS (also see wages) | Judges | 11-1570(d) |
| Public School Teachers | 31-1217; 31-1238 | |
| PERSONAL PROPERTY | Beds, bedding, radios, cooking utensils, stoves, furniture, furnishings and sewing machines to $300 total | 15-501(a)(2) |
| Books to $400 | 15-501(a)(8) | |
| Clothing to $300 | 15-501(a)(1), 15-503(b) | |
| Cooperative association holdings to $50 | 29-1128 | |
| Family pictures | 15-501(a)(8) | |
| Food and fuel to 3 months | 15-501(a)(3), (4) | |
| Residential condominium deposit | 45-1869 | |
| PUBLIC BENEFITS | Aid to blind, aged, disabled, AFDC, general assistance | 3-215.1 |
| Crime victims’ compensation | 3-407 | |
| Unemployment compensation | 46-119 | |
| Workers’ compensation | 36-317 | |
| TOOLS OF TRADE | Library, furniture, tools of professional or artist to $300 | 15-501(a)(6) |
| Mechanic’s tools; tools of trade or business to $200 | 15-501(a)(5), 15-503(b) | |
| Motor vehicle, cart, wagon or dray, and horse or mule harness to $500 | 15-501(a)(7) | |
| Seal and documents of notary public | 1-806 | |
| Stock and materials to $200 | 15-501(a)(5) | |
| WAGES | Minimum 75% of earned but unpaid wages, pension payments; bankruptcy judge may authorize more for low-income debtors | 16-572 |
| Non-wage (including pension) earnings for 60 days to $200 per month for head of family; else $60 per month | 15-503 |
Thursday January 12, 2006