Texas State Bankruptcy Exemptions

ASSET	EXEMPTION	LAW PROVISION
HOMESTEAD	Property you occupy to $100,000; if over 65 or disabled, $200,000 (joint owners may not double)	188.1, 188-1A
	Must record homestead declaration before filing bankruptcy	188-2
	Spouse or child of deceased owner may claim homestead exemption	188-4
	Property held as tenancy be the entirety may be exempt against non-necessity debts	209-1
PERSONAL PROPERTY	Bank deposits to $125; food or cash for food to $300	235-34
	Beds, bedding and heating unit; clothing needed	235-34
	Bibles and books to $200 total; sewing machine to $200	235-34
	Burial plots, tombs and church pew	235-34
	Cash for fuel, heat, water or light to $75 per month	235-34
	Cash to $200 per month for rent, in lieu of homestead	235-34
	Cooperative association shares to $100	235-34
	2 cows, 12 sheep, 2 swine, 4 tons of hay	235-34
	Furniture to $3,000; motor vehicle to $750	235-34
	Moving expenses for eminent domain	79-6A
	Trust company, bank or credit union deposits to $500	246-28A
INSURANCE	Disability benefits to $400 per week	175-110A
	Fraternal benefit society benefits	176-22
	Group annuity policy or proceeds	175-132C
	Group life insurance policy	175-135
	Life or endowment policy, proceeds or cash value	175-125
	Life insurance annuity contract which says it’s exempt	175-125
	Life insurance policy if beneficiary is married woman	175-126
	Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors	175-119A
	Medical malpractice self-insurance	175F-15
MISCELLANEOUS	Property of business partnership	108A-25
PENSIONS also see wages	ERISA-qualified benefits	235-34A, 246-28
	Private retirement benefits	32-41
	Public employees	32-19
	Savings bank employees	168-41, 168-44
PUBLIC BENEFITS	AFDC	118-10
	Aid to ages, disabled	235-34
	Unemployment compensation	151A-36
	Veterans’ benefits	115-5
	Workers’ compensation	152-47
TOOLS OF TRADE	Arms, accouterments and uniforms you’re required to keep	235-34
	Boats, fishing tackle and nets of fisherman to $500	235-34
	Materials you designed and procured to $500	235-34
	Tools, implements and fixtures to $500 total	235-34
WAGES	Earned but unpaid wages to $125 per week	246-28